Merchant Service Processing Accounts

When establishing your merchant account the acquiring bank that is reviewing your application is assessing the risk associated with establishing your account. They factor in many variables including ones associated with the product(s) you are selling. Different products have different risks associated with them. Let’s compare two products: Pencils [...]

Integrate the Authorize.Net Payment Gateway with PHP
Authorize.Net® is unquestionably the most popular payment gateway in use today. In fact, it is synonymous with ecommerce and is often confused as a payment processor. Its vast popularity with shopping carts, it is integrated with every major and minor shopping cart available, make it a natural choice for merchants wishing to begin processing sales online.

What is a Payment Gateway?
A common question in communities around the Web is, “what exactly is a payment gateway”? According to Wikipedia: A payment gateway is an e-commerce application service provider service that authorizes payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. It is the equivalent of a physical POS (Point-of-sale) terminal located in most [...]

Amazon Launches Payment System Amazon Flexible Payments Service
Amazon.com recently announced that they are entering the merchant services arena by offering their own in house payment system. Called Amazon Flexible Payments Service, or Amazon FPS for short, it is designed to be a direct competitor of Paypal and Google Checkout. An advantage it potentially offers over Google Checkout is through Amazon.com’s huge database [...]

Authorize.Net Releases New Customer Information Manager API
Recently Authorize.Net released their API for their new Customer Information Manager (CIM) feature of their payment gateway. This feature is a boon for merchants who wish to store credit card information or do recurring billing in different amounts or varied schedules. The main features of this new service are: PCI Compliance [...]

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